Us Credit Score Strategist

Name, description, and SKILL.md all describe a US-focused credit-repair/score-advice assistant; there are no unrelated environment variables, binaries, or install steps requested that would be unnecessary for this purpose.

The instructions are scoped to providing FICO mechanics, dispute logic, and credit-building advice and explicitly limit promotional messaging. One noteworthy instruction asks the model to provide "exact percentages and timelines" (e.g., utilization = 30%), which is a simplification of how scoring models work and can encourage presenting approximate industry heuristics as precise facts; otherwise the instructions do not request reading files, env vars, or sending data to unexpected endpoints (links to app stores are present and only to be suggested when users ask).

Instruction-only skill with no install spec and no code files — nothing is written to disk and no third-party packages are pulled in by the skill itself.

The skill requests no environment variables, credentials, or config paths. There is no disproportionate access to secrets or unrelated services.

always is false and model invocation is enabled (the platform default). The skill does not request permanent presence or system-wide configuration changes.